Back dating bank deposits

19-Sep-2019 11:22

Additionally, if they did this their liquidity ratios (one of the key measures of any bank’s soundness) would steadily deteriorate, restricting their ability to make further loans.Their capital ratios would also steadily deteriorate, reducing their ability to raise funds. To me, then, the question of whether you measure the total money supply to include or exclude deposits in the banking system is really irrelevant.That may well be a standard (and useful) measure for economic policy questions.However, to me, the total amount of funds in an economy does not include bank deposits (whether chequing or otherwise) but does include total liquid funds (cash, government bonds etc.) held by the banks – a much smaller figure.So what is more liquid – funds held in a central bank or a government bond?The answer really is heavily weighted towards to former – as it takes less time to negotiated the settlement of the funds via electronic payment systems than it does to price and settle a government bond (which is “generally” traded as trade date plus a few days).

back dating bank deposits-33

Free playboy chat

Central banks insist on this liquidity to ensure a solid platform for economic stability.

I do not want to labour this point and I would be the first to say that my opinion is not in full agreement with the mainstream of economics.

The sex we have is amazing; each time it gets better and more passionate.… continue reading »

Read more

In those 23 years, I have had the opportunity to work in several settings- school, church, a psychiatric hospital, and an intensive outpatient program.""I am a Licensed Marriage and Family Therapist with 23 years of experience of working in the counseling field.… continue reading »

Read more

is an advertising and information resource, and as such has no connection or liability with any of the sites or individuals mentioned here.… continue reading »

Read more

Amateur webcam models who love to show you live nude action. Yes is a amateur webcam site where users can view free amateur sex cams, engage in sexual chat, and show their own live amateur sex cams 100% free for life!… continue reading »

Read more

You can search for members based on a ton of search criteria that will find you whatever you want regardless of whether it's a bit outside the box or if it's a fantasy you've always had and want to try.… continue reading »

Read more